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This
account requires an initial $100 deposit to open.
Unlike other financial institutions, RBCU simplifies
your life by combining every checking benefit we
could think of into a single account that we offer to
all of our members.
You won’t
find ALL of the following checking account benefits anywhere else.
Take a look and you’ll
agree; RBCU checking is BETTER THAN FREE!
● FREE check printing every time
you order – our logo style checks
and one box per order
● FREE ATM access at hundreds
of local and national ATM machines
(RBCU won't charge you for your ATM use anywhere)
● FREE Debit Card with your account
● FREE 24/7 online account access
● FREE Digital check images online on all personal accounts
● FREE Bill Payment service through online account access
● FREE unlimited check writing
● No minimum balance required (After the initial $100 deposit)
● Earn dividends on days your balance is over $500, paid at month end
● 0.25% rate reductions on personal, secured loans with automatic payments
from your RBCU account or payroll deduction from participating employers.
Peace of mind. You can have it. Avoid costly and embarrassing overdrafts with
SafetyLine Overdraft Protection. With it, funds are transferred to your checking
account in $100 increments (up to approved credit limit) to cover any accounting
mishaps. You may choose to have the money come from one or both of the following two possible
locations (in an order of your choosing):
Savings Account Transfer - Automatically transfers money from your
Share Savings Account to cover overdrafts.
SafetyLine- A line of credit that will cover your checks up to your
credit limit (determined at time of opening). There is NO annual fee and NO transaction
fee for SafetyLine. This line of credit carries a 15% Annual Percentage Rate and
when a payment is necessary it must be a $25 minimum, or 5% of the outstanding
balance, whichever is greater.
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