Richfield Bloomington Credit Union

Consumer Service Fee Schedule
Effective Date: April 1, 2007

Membership
Checking Accounts
Service Fees
VISA Gift Cards
Wire Transfer Fees

Travelers Cheques
Electronic Funds Transfer Fees
RBCU Check Card and Instant Cash Card Fees
Safe Deposit Box Fees

Credit Union Membership
Membership Share	$25 par value
Closing Account (within 90 days of account opening)	$5
Personal Checking Account Fees
Overdraft Fee	$25 per item ($75 daily maximum)
Non-Sufficient Funds Fee	$25 per item ($75 daily maximum)
Check Stop Payment Fee	$25 per request
ACH Stop Payment Fee	$25 per occurrence
Check Printing Fee	FREE, one box per order of the RBCU logo design. Call for pricing on other styles
Return Cleared Checks with Monthly Statement	$10 per month
Other Service Fees (Applicable to All Accounts)
Notary Public	No charge to members $5 for non-members
RBCU or Medallion Signature Guarantee	Member Only, No Charge
Photocopy Fee	$.25 per page
Local Fax Fee	$2 up to 5 pages, $1 per additional page
Long Distance Fax Fee	$5 up to 5 pages, $1 per additional page
Statement Copy Fee	$1 per copy
Current Transaction Printout Fee	$1 per copy
Account Reconciliation	$25 per hour
Account Research Fee	$25 per hour
Deposited Item Return Fee	$5 per item
Items Sent for Collection	$15 per item
Legal Process Fee (Levy, Garnishment, or Summons)	$25 per item
Undeliverable Statement Fee	$5 per occurrence
VISA Gift Cards
VISA Gift Card - Purchased at the teller counter	$3
VISA Gift Card - Purchased online	$5.95
Outgoing Wire Transfer Fees
Domestic	$15 per transfer
International	$40 per transfer
American Express Travelers Cheques
Cheques for One Fee	None
Cheques for Two Fee	1% of purchase
Cashier’s Check Fee	One (1) free per day, $3 per additional check
Canadian Item Processing	$3 per deposit
Foreign Country Item Processing	Varies depending on country, please inquire
Electronic Funds Transfer Fees
Check Card & Instant Cash Card Fees
Monthly Fee	None
ATM Withdrawals at RBCU Owned Machines	None
*ATM Withdrawals at Instant Cash Locations	None
*ATM Withdrawals at Non-Instant Cash Locations	None
ATM/Check Card Overdraft Fee	$25 per item
Check Card Replacement or Cash Card Replacement Fee	$10 per card
* There may be an additional surcharge on your transaction from the ATM owner.

SAFE DEPOSIT BOX FEE SCHEDULE (Annual Rental Rate)
Box Size (All boxes are 21 ½” long)	Fee
3” x 5”	$20
5” x 5”	$36
3” x 10”	$44
5” x 10”	$72
10” x 10”	$108

Late Payment Fee	$1 per month
Loss of One Key	$15
Loss of Both Keys/Drilling of Box	At cost
Safe Deposit Box Hours	Monday - Friday: 9:00 AM - 5:00 PM Saturday: 9:00 AM - 12:00 PM

Fees and service charges are subject to change. The fees appearing on this Schedule are accurate and effective for deposit accounts as of the Effective Date indicated on this Fee Schedule. If you have questions, or require current rate or fee information on your accounts, please call the Credit Union at 612-798-7100 or 800-967-RBCU (7228).