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Saving rates effective February 1, 2012 and
subject to change.
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| Share and Checking Accounts |
| Share Savings
Accounts |
Dividend Rate |
Annual Percentage Yield |
| Regular Share |
All Balances |
0.05% |
0.05% |
| Membership Share Account |
All Balances |
0.05% |
0.05% |
| Money Market |
Daily Balance Below $5,000 |
0.05% |
0.05% |
| Daily Balance: $5,000-$24,999 |
0.10% |
0.10% |
| Daily Balance above $25,000 |
0.25% |
0.25% |
| Checking Accounts |
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| Personal Checking |
$500 Minimum Daily Balance to earn interest |
0.05% |
0.05% |
| Business Checking |
$2,500 Minimum Daily Balance to earn interest |
0.05% |
0.05% |
| IRA Share Savings
Accounts |
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| IRA Share |
All Balances |
0.20% |
0.20% |
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| Share and IRA Certificates |
| Certificates |
Interest Rate |
Annual Percentage Yield |
| $500 Minimum Balance |
| 6 to 11 Months* |
0.30% |
0.30% |
| 12 to 23 Months |
0.50% |
0.50% |
| 24 to 35 Months |
0.89% |
0.89% |
| 36 to 47 Months |
0.89% |
0.89% |
| 48 to 59 Months |
0.89% |
0.89% |
| 60 to 84 Months |
0.89% |
0.89% |
| $10,000 Minimum Balance |
| 6 to 11 Months* |
0.40% |
0.40% |
| 12 to 23 Months |
0.60% |
0.60% |
| 24 to 35 Months |
0.99% |
0.99% |
| 36 to 47 Months |
0.99% |
0.99% |
| 48 to 59 Months |
0.99% |
0.99% |
| 60 to 84 Months |
0.99% |
0.99% |
| $25,000 Minimum Balance |
| 6 to 11 Months* |
0.50% |
0.50% |
| 12 to 23 Months |
0.70% |
0.70% |
| 24 to 35 Months |
1.09% |
1.09% |
| 36 to 47 Months |
1.09% |
1.09% |
| 48 to 59 Months |
1.09% |
1.09% |
| 60 to 84 Months |
1.09% |
1.09% |
* The 6 to 11 month term is not available for IRA Certificates. |
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Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government by NCUA (National Credit Union Administration, a U.S. Government Agency).
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