Many compare Richfield Bloomington Credit Union membership to belonging to a
large extended family.
We must admit, we love hearing that.
In fact, when you’re a part of the RBCU family, we’ll do everything
possible to help you reach your financial goals. We provide you with the latest
in convenient services and technology at little or no cost.
In addition to the 24-hours a day, 7-days a week drive-up ATM in the RBCU Richfield
office parking lot, you have access to dozens of no surcharge ATMs in the Minneapolis
metro area and hundreds more nationwide. Check
for locations online or ask a
Member Service Representative to help you find a useful listing.
(This is quite often Direct Deposit)
Choose to perform transactions electronically
and automatically. Transfers between your accounts, recurring deposits into your
account from an employer, social security, TRA, or PERA benefits – RBCU
offers it all. In addition, automatic payments made from your accounts can be
set up with our Bill Pay service free of charge. This is done through
our free online account access. Ask a teller or member service representative
for more information.
RBCU offers a wide range of U.S. Savings Bond services, including purchasing,
conversion, and redemption.
Have your signature notarized on important documents free of charge by a Notary
Public staff member.
Protect your valuables and vital documents from theft and mishap. Lock them safely
away in our Richfield office vault in a safe deposit box of appropriate size.
The available sizes range from 3"x5" to 10"x10". All boxes
are 21-1/2" long. Prices vary by box size and can be found listed on our
fee schedule. Safe Deposit boxes are leased for one-year periods and leases are
automatically renewable.
| Size |
3"x5" |
5"x5" |
3"x10" |
5"x10" |
10"x10" |
| Annual Price |
$20.00 |
$36.00 |
$44.00 |
$72.00 |
$108.00 |
Safe Deposit Box Hours
Monday – Friday 9:00 AM - 5:00 PM
Saturday 9:00 AM - 12:00 PM
The secure deposit option for after office hours. Night depositories are located
at both the Richfield office and the Bloomington office. Both accept bag and
letter deposits
24-hours a day.
The National
Credit Union Administration (NCUA), an agency of the United States
government, insures all credit union deposit accounts, up to $100,000 per member.
Each member’s Individual Retirement Account (IRA) is additionally insured
for up to $250,000.
American Express Travelers Cheques are accepted worldwide and may be replaced
if lost or stolen. RBCU carries traditional cheques and "Cheques for Two," the
travelers cheque that both of you can use.
Having trouble getting your account to balance? We can help you reconcile your
current month’s statement at no charge. There may be a fee for researching
and/or reconciling a previous month’s checking statement, plus photocopy
charges, if required.
For a convenient printable copy of a checking account reconciliation form, click here.
Credit union cashier’s checks are available when official checks are needed
for purchases and payments.
Money may be wired to or from your Richfield Bloomington Credit Union account
to or from virtually any financial institution in the world. To wire funds, call us during regular business hours at 612.798.7100 or toll free 1.800.967.7228. You may be asked to provide the following information about the wire transfer destination: routing number, account number, account owner's name & address, and the financial institution's name & full address.
Members may request RBCU to assist in collecting special cash items such as Canadian
or foreign checks and bond coupons.
Let’s face it. Every one of us, regardless of age, or income, or personal
goals has at least a few questions about money. As much as we might want it,
no single source has all the answers to all of your questions. That’s why
RBCU has provided our members with the Library
of Finance, an ever-growing collection
of informational articles, links to approved websites, and food for thought on
every financially related subject for every age.
Sometimes we are embarrassed to admit we don’t know something and asking
questions about money can be the hardest for some. Other times, the people we
ask just don’t have the answers we’re looking for.
If this sounds
like your situation . . . relax! You’ve come to the right place.
What’s
YOUR question? Are you 18 years old or younger? Then take a look at the Googolplex
website. The site splits into 3 different age related categories. Pick the one
for you. Whether it is games and stories you’re after, or
information about how to afford college or buy a car – Googolplex is
the premier site for youth financial education.
Congratulations! If you are reading this, it means you are interested in gaining
financial knowledge – knowledge that studies show a surprising number of
Americans never learn. We know there’s so much to know about finances that
it can seem overwhelming. That why, along with a partner website, Home & Family
Finance,
we’ve tried to
be as clear as possible in presenting you with the tools necessary for understanding:
- Auto
purchasing
- Home buying
- Retirement planning
We’re adding to the library all the time so if you don’t see a
resource you expected, let us know and check back soon – there’s
a good chance we have what you need.
For nearly a decade, Jim Waters, RBCU’s AutoStop Representative, has been
helping members get behind the wheel of the new and used vehicles of their choice.
His dedication
in locating the car, truck, SUV, or van of your choice is well
known to RBCU members. Whether you are just looking, or you are ready to buy,
Jim can help. Contact him at (612) 798.7121. Remember, when
you need to auto shop, think AutoStop!
Learn
More
AutoStop is independently owned and operated
by Metro Auto Fleet Sales.
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