Credit Union Services

No Surcharge ATMs
In addition to the 24-hours a day, 7-days a week drive-up ATM in both the 77th Street (Richfield) and Lyndale Avenue (Bloomington) branch office parking lots, you have access to dozens of no surcharge ATMs in the Minneapolis metro area and hundreds more nationwide. Check for locations online or ask a Member Service Representative to help you find a useful listing.

Automatic Transactions (This is quite often Direct Deposit)
Choose to perform transactions electronically and automatically. Transfers between your accounts, recurring deposits into your account from an employer, social security, TRA, or PERA benefits – RBCU offers it all. In addition, automatic payments made from your accounts can be set up with our Bill Pay service free of charge. This is done through our free online account access. Ask a teller or member service representative for more information.

U.S. Savings Bonds
RBCU offers a wide range of U.S. Savings Bond services, including purchasing, conversion, and redemption.

Notary Public Services
Have your signature notarized on important documents free of charge by a Notary Public staff member.

Safe Deposit Boxes
Protect your valuables and vital documents from theft and mishap. Lock them safely away in a safe deposit box in either our 77th Street or Lyndale Avenue branch office vault. The available sizes range from 3"x5" to 10"x10". All boxes are 21-1/2" long. Prices vary by box size and can be found listed on our fee schedule. Safe Deposit boxes are leased for one-year periods and leases are automatically renewable.

* Listed box size is not available at both safe deposit box vault locations, speak to a Member Service Representative for more details.

Safe Deposit Box Hours
Monday – Friday 9:00 AM - 5:00 PM
Saturday 9:00 AM - 12:00 PM

Night Depository Services
The secure deposit option for after office hours. Night depositories are located at all three branch locations. All accept bag and letter deposits 24-hours a day.

Drive-Up Services

RBCU's drive-up tellers provide you with friendly and personal service at all three of our branch locations. Make deposits, withdrawals, cash checks, or make payments on a loan.

Deposit Insurance
The National Credit Union Administration (NCUA), an agency of the United States government, insures all credit union deposit accounts, up to $250,000 per member. Each member’s Individual Retirement Account (IRA) is additionally insured for up to $250,000.

Travelers Cheques
American Express Travelers Cheques are accepted worldwide and may be replaced if lost or stolen. RBCU carries traditional cheques and "Cheques for Two," the travelers cheque that both of you can use.

Reconciliation Services
Having trouble getting your account to balance? We can help you reconcile your current month’s statement at no charge. There may be a fee for researching and/or reconciling a previous month’s checking statement, plus photocopy charges, if required.

For a convenient printable copy of a checking account reconciliation form, click here.

Cashier’s Checks
Credit union cashier’s checks are available when official checks are needed for purchases and payments.

Wire Transfers
Money may be wired to or from your RBCU account to or from virtually any financial institution in the world. To wire funds, call us during regular business hours at 612.798.7100 or toll free 1.800.967.7228. You may be asked to provide the following information about the wire transfer destination: routing number, account number, account owner's name & address, and the financial institution's name & full address.

Collection Items
Members may request RBCU to assist in collecting special cash items such as Canadian or foreign checks and bond coupons.

Library of Finance
Let’s face it. Every one of us, regardless of age, or income, or personal goals has at least a few questions about money. As much as we might want it, no single source has all the answers to all of your questions. That’s why RBCU has provided our members with the Library of Finance, an ever-growing collection of informational articles, links to approved websites, and food for thought on every financially related subject for every age.

Sometimes we are embarrassed to admit we don’t know something and asking questions about money can be the hardest for some. Other times, the people we ask just don’t have the answers we’re looking for.

If this sounds like your situation . . . relax! You’ve come to the right place.

Googolplex for Student Moneymakers
What’s YOUR question? Are you 18 years old or younger? Then take a look at the Googolplex website. The site splits into 3 different age related categories. Pick the one for you. Whether it is games and stories you’re after, or information about how to afford college or buy a car – Googolplex is the premier site for youth financial education.

Over 18 and ready to admit you don’t know it all?
Congratulations! If you are reading this, it means you are interested in gaining financial knowledge – knowledge that studies show a surprising number of Americans never learn. We know there’s so much to know about finances that it can seem overwhelming. That why, along with a partner website, Home & Family Finance, we’ve tried to be as clear as possible in presenting you with the tools necessary for understanding:

• Auto purchasing
• Home buying
• Retirement planning

We’re adding to the library all the time so if you don’t see a resource you expected, let us know and check back soon – there’s a good chance we have what you need.