Richfield Bloomington Credit Union - Business Services Fees

Business / Organization Services Fees
Effective Date: October 1, 2010

Credit Union Membership
Membership Share	$25 par value
Closing Account (within 90 days of account opening)	$5
Checking Account Fees – All Accounts
Check Printing Fee	Prices vary by style
Overdraft Fee	$25 per item ($75 daily maximum)
Insufficient Funds Charge	$25 per item ($75 daily maximum)
Check Stop Payment Fee	$25 per request
ACH Stop Payment Fee	$25 per occurrence
Business Checking Account Fees (These DO NOT pertain to Organizational Checking Accounts)
Average Monthly Balance Fee Based on All Deposit Accounts
$0-$999.99	$10
$1,000-$2,499.99	$5
$2,500 and greater	$0
$25,000 and greater	$0 and no deposit, item, or cleared check charge
# of Deposits per Month
0-20	$0
21-50	$0.50 each deposit
51 and greater	$1.00 each deposit
# of Checks Deposited per Month
0-50	$0
51 and greater	$0.03 each check
# of Checks Cleared per Month
0-50	$0
51 and greater	$0.20 each check
Other Service Fees (Applicable to All Accounts)
Currency Purchase Fee	$0.20 per currency strap
Coin Purchase Fee	$.05 per roll
Notary Public	No charge to members $5 for non-members
RBCU or Medallion Signature Guarantee	Member Only, No Charge
Photocopy Fee	$.25 per page
Local Fax Fee	$2 up to 5 pages, $1 per additional page
Long Distance Fax Fee	$5 up to 5 pages, $1 per additional page
Statement Copy Fee	$1 per copy
Current Transaction Printout Fee	$1 per copy
Account Reconciliation	$25 per hour
Account Research Fee	$25 per hour
Deposited Returned Item Fee	$5 per item
Items Sent for Collection	$15 per item
Legal Process Fee (Levy, Garnishment, or Summons)	$25 per item
Undeliverable Statement Fee	$5 per occurrence
Wire Out Transfer Fees
Domestic	$15 per transfer
International	$40 per transfer
Lockable Deposit Bag Fee	At cost
Cashier’s Check Fee	One (1) free per day, $3 per additional check
Canadian Item Processing	$3 per deposit
Foreign Item Processing	Varies depending on country, please inquire
Electronic Funds Transfer Fees
RBCU Check Card & Instant Cash Card Fees
Monthly Fee	None
ATM Withdrawals at RBCU Owned Machines	None
ATM Withdrawals at Instant Cash or CO-OP ATM Locations*	None
ATM Withdrawals at Non-Instant Cash or Non-CO-OP ATM Locations*	None
ATM/Check Card Overdraft Fee	$25 per item
Check Card Replacement or Cash Card Replacement Fee	$10 per card
* There may be an additional surcharge on your transaction from the ATM owner. Fees and service charges are subject to change. The fees appearing on this Schedule are accurate and effective for deposit accounts as of the Effective Date indicated on this Fee Schedule. If you have questions, or require current rate or fee information on your accounts, please call the Credit Union at 612-798-7100 or 800-967-RBCU (7228).