Richfield Bloomington Credit Union - Business Services Fees

Credit Union Membership

Membership Share

$25 par value

Closing Account (within 90 days of
account opening)

$10

Checking Account Fees – All Accounts

Check Printing Fee

Prices vary by style

Overdraft Fee*

$30 per item

Insufficient Funds Charge

$30 per item

Check Stop Payment Fee

$30 per request

ACH Stop Payment Fee

$30 per occurrence

ACH Same Day Transfer Fee

$20 per transfer

* This fee will appear on account statements as "Insufficient Funds Charge (Paid)."

Business Checking Account Fees
(These DO NOT pertain to Organizational Checking Accounts)

Average Monthly Balance Fee Based on All Deposit Accounts

$0-$999.99

$10

$1,000-$2,499.99

$5

$2,500 and greater

$0

$25,000 and greater

$0 and no deposit, item, or cleared check charge

# of Deposits per Month

0-20

$0

21-50

$0.50 each deposit

51 and greater

$1.00 each deposit

# of Checks Deposited per Month

0-50

$0

51 and greater

$0.03 each check

# of Checks Cleared per Month

0-50

$0

51 and greater

$0.20 each check

Other Service Fees (Applicable to All Accounts)

Currency Purchase Fee

$0.20 per currency strap

Coin Purchase Fee

$.05 per roll

Notary Public

Member Only, No Charge

RBCU or Medallion Signature Guarantee

Member Only, No Charge

Photocopy Fee

$.25 per page

Local Fax Fee

$2 up to 5 pages, $1 per additional page

Long Distance Fax Fee

$5 up to 5 pages, $1 per additional page

Statement Copy Fee

$1 per copy

Current Transaction Printout Fee

$1 per copy

Account Reconciliation

$30 per hour

Account Research Fee

$30 per hour

Deposit Returned Item Fee

$15 per item

Items Sent for Collection

$15 per item

Legal Process Fee
(Levy, Garnishment, or Summons)

$30 per item

Undeliverable Statement Fee

$5 per occurrence

Wire Out Transfer Fees

Domestic

$20 per transfer

International

$40 per transfer

Lockable Deposit Bag Fee

At cost

RBCU Gift Cards

$3 per card

Cashier’s Check Fee

One (1) free per day,
$3 per additional check

Canadian Item Processing

$5 per deposit

Foreign Item Processing

Varies depending on country, please inquire

Electronic Funds Transfer Fees

RBCU Debit & ATM Card Fees

Monthly Fee

None

ATM Withdrawals at RBCU Owned Machines

None

ATM Withdrawals at
Non-RBCU Owned Machines*

None

ATM/Debit International Transactions

1% of transaction total

ATM/Check Card Overdraft Fee

$30 per item

Debit Card Replacement or
ATM Card Replacement Fee

$15 per card

Rushed Card Fee

$30 per card

* There may be an additional surcharge on your transaction from the ATM owner.

Fees and service charges are subject to change. The fees appearing on this Schedule are accurate and effective for deposit accounts as of the Effective Date indicated on this Fee Schedule. If you have questions, or require current rate or fee information on your accounts, please call the Credit Union at 612.798.7100 or 800.967.RBCU (7228).