Loans & Visa Credit Cards

RBCU is sure that you’ll find something to fit your needs from our extensive array of loan products and services. Choose a loan type below:

• Vehicle Loans
• Real Estate Loans
• Savings Secured Loans
• Unsecured Loans
• Education Loans
• Visa Credit Cards
• Overdraft Protection

VEHICLE LOANS
RBCU’s vehicle loan rates are always competitive. Our loan department is experienced and always ready to help tailor a loan to meet your needs.

New and Used Auto Loans

Boat, RV, Motorcycle, Snowmobile & Recreation
       Loans

REAL ESTATE LOANS
Home ownership is the American dream; let RBCU help make it happen. Whether you are buying a new home, refinancing your current mortgage, or planning home improvements, RBCU is here to financially guide you.

First Mortgages

Home Equity Line of Credit (HELOC)

5-Year Balloon Second Mortgage Loan

VISA CREDIT CARDS

Visa® Classic and Visa® Platinum Credit Cards
RBCU offers two fantastic Visa® credit card options to our members: The Visa® Classicand Visa® Platinum. Both of these widely accepted cards boast NO annual fee, both have 25 day grace periods on new purchases when the account is paid off each month, and both allow cash advances.

OTHER LOANS

Unsecured Loans
Borrow for nearly any reason. Your employment record and credit history will often qualify you for a loan without the need to offer collateral.

Savings Secured Loans
Use your existing deposits in RBCU to secure a loan at a rate you can truly afford. Borrow for nearly any reason, or to establish or re-establish credit with a savings secured loan. Make your payments regularly and watch your credit grow.

Education Loans
RBCU offers Federal Student Loan programs including consolidation loans, Subsidized and Unsubsidized Stafford Student Loans, and Parent Loans for Undergraduate Students (PLUS Loans). To see if you qualify, visit the financial aid office of your school. Once you receive notification that you qualify for any of these programs, see RBCU to have your student loan processed quickly and efficiently.

Or, for a fantastic online source of information on Federal Student Loan programs, visit www.mygreatlakes.com. This site has informational articles, glossary terms, frequently asked questions, student loan and finance guides, and even access to free federal financial aid applications. This is an invaluable resource for those interested in applying for and consolidating student loans.

Note: If you fill out an application for federal student loans, be sure to use RBCU's student loan lender code -- 832075.

SafetyLine Overdraft Protection
Peace of mind. You can have it. Avoid costly and embarrassing overdrafts with SafetyLine Overdraft Protection. With it, funds are transferred to your checking account in $100 increments (up to approved credit limit) to cover any accounting mistakes.

		Apply Online Use our convenient loan application to apply online and get an answer fast!