 When you think of belonging to a financial institution, it is
very possible that the first thing to come to your mind is the large national
banking corporations. After all, they have millions of advertising dollars that
put print, radio, TV, and online ads in front of you -- sometimes dozens of times
a day. These ads seem to imply that only the huge banking corporations can offer
what you and your family need.
 But did you know that you have options? For over 100 years, credit unions
have been offering banking solutions to tens of millions of people worldwide.
These are people that know a good deal when they see one. From the very small
to the very large, credit union’s come in all shapes and sizes depending
on where they are located and what services are needed by their members. However,
two things are true for all credit unions: every member is also a part owner,
and credit unions consistently score higher than the banking competition on member
service. In addition, most have remained highly competitive in today’s
market by keeping pace with today’s banking technology in ways intended
to add security and convenience to your life.
It is likely that you are eligible to join a credit union of some sort. Eligibility
for membership is the key component of any credit union and Richfield Bloomington
Credit Union (RBCU) is no exception. In December, 2004, RBCU adopted a community
charter and was granted a membership expansion.
As not-for-profit businesses, credit unions are known for putting members first.
They do not have stock holders and they do not have a highly paid board of directors
making a profit. In fact, after business expenses, the credit union’s profit
goes back to the members in the form of lower
rates on loans, and higher
dividends on savings accounts.
You and your family belong at RBCU. Here, you may enjoy a lifetime of personal
credit union service with your best interests in mind. And best of all, once
anyone in your family has joined, your entire family can join.
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