Auto Center

RBCU offers competitive interest rates for new and used auto loans. Whether it's a car loan or auto loan refinancing, we are here to help. We even work with members experiencing credit difficulties to help determine what steps are needed to qualify for auto financing.

RBCU offers you a variety of vehicle resources and services, including:

• Auto Loans
• Auto Purchasing Services
• Vehicle Buying Guide
• Financial Calculators
• Guaranteed Asset Protection
• Mechanical Breakdown Insurance
• DMV Forms
• Blue Books

Auto Loans
With some of the best interest rates and terms for new and used vehicles, RBCU's Lending Department stands ready to tailor an auto loan to meet your needs.

• New and Used Car Loans
• Boats & RVs
• Motorcycles, Snowmobiles, and Recreation Loans
  
  Learn More | Current Rates

Vehicle Purchasing Services

AutoStop
AutoStop is a complete purchase and finance program for members who want the ultimate in convenience and simplicity when buying a vehicle. Our AutoStop representative will work to locate the car, truck, or van of your choice and RBCU saves you money with our terrific financing. When you need to auto shop, think AutoStop!

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Enterprise Used Car Sales

RBCU has partnered with Enterprise Car Sales to offer members a trusted source of used vehicles at great deals. This is an excellent value for RBCU members. In addition to the credit union’s ability to offer you some of the best financing options for used car loans, Enterprise’s used car sales program provides access to an extensive selection of high-quality, late-model used vehicles priced below Kelly Blue Book, the top consumer pricing book for used vehicles. 

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Guaranteed Asset Protection (GAP)
If your new or used automobile is stolen or involved in a major accident, most insurance policies only cover the current value of your vehicle. Because the value of automobiles declines rapidly during the first few years of ownership (in fact, most cars depreciate by thousands of dollars as soon as they are purchased), your loan or lease balance could be substantially higher than the value of your vehicle. In fact, this “gap” between your automobile’s value and the amount you still owe can be thousands of dollars.

Protect your new or used vehicle investment with Guaranteed Asset Protection (GAP). GAP protects you from substantial loss by picking up the difference between what the insurance company settles for and the amount that you still owe on the loan. Contact one of our Member Service Representatives to learn more about how to add GAP to your vehicle today.

For an idea of the "critical gap" between average insurance settlements vs. loan balances (the loan to value ratio), click here to view the CUNA Mutual Group GAP calculator. See how your loan measures up!

MEMBER'S CHOICE® Mechanical Repair Coverage
When you purchase a vehicle, whether you financed with RBCU or not, you want it to last as long as economically possible. MEMBER'S CHOICE® Mechanical Repair Coverage offers protection often better than the extended warranty you’ll find at the dealership.

With this protection you can:

• Choose your coverage -

Based on the miles you drive per year and how long you plan to keep your vehicle

• Choose your deductible -

Optimal deductible amounts to fit your budget

Discover how RBCU's Mechanical Repair Coverage can protect your vehicle!

Call 1-888-751-2709 for details today.

Monday-Friday, 8:00 am - 7:00 pm (central time)

Saturday, 9:00 am - 2:00 pm (central time)

		Auto Buying Resources Blue Books ~ Pricing & Reviews Vehicle Buying Guide Article: Shopping for Cars on the Web   Used Vehicle Reports CARFAX Vehicle History Reports find potential problems before you buy. CARFAX uses your vehicle's VIN number to search its nationwide database; provides a detailed report in seconds.   NADA: Official Used Car Guide Find a Price, Find a Vehicle, Find a Dealer Edmunds.com New & used car prices and auto reviews. DMV Forms Financial Calculators Minnesota DMV Forms The Department of Motor Vehicles is your main source for official DMV forms and documents required for driver licensing and registration. What will my car payment be? More Calculators