Member Resources

Auto Center

Whether it's a car loan or auto loan refinancing, we are here to help. We even work with members experiencing credit difficulties to help determine what steps are needed to qualify for auto financing.

Auto Loans

With some of the best interest rates and terms for new and used vehicles, RBCU's Lending Department stands ready to tailor an auto loan to meet your needs.

• New and Used Car Loans
• Boats & RVs
• Motorcycles, Snowmobiles, and Recreation Loans
  

Learn More

Apply Online

Current Rates

 

Enterprise Used Car Sales

RBCU has partnered with Enterprise Car Sales to offer members a trusted source of used vehicles at great deals. This is an excellent value for RBCU members. In addition to the credit union’s ability to offer you some of the best financing options for used car loans, Enterprise’s used car sales program provides access to an extensive selection of high-quality, late-model used vehicles priced below Kelly Blue Book, the top consumer pricing book for used vehicles. 

Guaranteed Asset Protection (GAP)

If your new or used automobile is stolen or involved in a major accident, most insurance policies only cover the current value of your vehicle. Because the value of automobiles declines rapidly during the first few years of ownership (in fact, most cars depreciate by thousands of dollars as soon as they are purchased), your loan or lease balance could be substantially higher than the value of your vehicle. In fact, this “gap” between your automobile’s value and the amount you still owe can be thousands of dollars.

Protect your new or used vehicle investment with Guaranteed Asset Protection (GAP). GAP protects you from substantial loss by picking up the difference between what the insurance company settles for and the amount that you still owe on the loan. Contact one of our Member Service Representatives to learn more about how to add GAP to your vehicle today.

Extended Vehicle Warranty

Route 66 Warranty has a complete line of coverage designed to keep your vehicle on the road. Even the most reliable vehicle can develop a mechanical problem. That's why so many people depend on Route 66 Warranty. No matter where you travel in the United States, Route 66 Warranty protects you against major mechanical expenses and there is NO DEDUCTIBLE on covered parts and labor. All of the plans come with Rental Car Allowance and 24/7 Emergency Roadside Service.

There are varying levels of protection available but at a minimum, each includes:

• Towing
• Flat Tire Assistance
• Battery Jump Starting
• Lock-out Service
• Safe and Secure Package
• Minor Adjustments

Discover how RBCU can help get you an Extended Vehicle Warranty.

Call RBCU at 612-798-7100 or stop by our offices to talk to us about getting this extended level of protection for your vehicle.

You can also contact Route 66 Warranty directly at 1-800-808-0828 or email their customer service at claims@route66warranty.com.

Used Vehicle History Reports

CARFAX Vehicle History Reports find potential problems before you buy. CARFAX uses your vehicle's VIN number to search its nationwide database; provides a detailed report in seconds.

NADA.com

Want to get pricing information on new cars, used cars, classic cars, motorcycles, boats, RVs, and manufactured homes? Then check out NADA.com!

 

 

Home Center

RBCU offers you a variety of home financing resources

Home Finance Education

• Home Buying Guide
• Home & Family Finance Articles

Real Estate Loans

RBCU offers competitive loan rates and terms on the following products. Let RBCU's Lending Department tailor your loan to meet your needs.

• Home Equity Loans
• First Mortgages
• Home Equity Line of Credit/Second Mortgages
• Home Improvement Loans

Learn More

Apply Online

Current Rates

Financial Calculators

Our real estate financial calculators can help you determine how large a mortgage you can afford and the size and structure of your monthly payments.

Mortgage Center

Consult with an RBCU mortgage specialist or fill out an application by visiting our online Mortgage Center! You can also obtain more information regarding mortgage loan options, view current interest rates, use mortgage related calculators, and more.

Home Matters

There are times in life when we struggle to meet our financial obligations. Losing a job, divorce, a death, or a serious illness in the family can all be reasons that lead to financial hardship. This hardship, regardless of what caused it, can spiral out of control -- beginning with late and missed payments and ending with foreclosure of your home. Don't let that happen to you.

 

Financial Education

Home & Family Finance

Financial literacy is about more than balancing your checking account. It’s about mastering skills required to have a healthy financial future. Look to Home & Family Finance to answer all your financial questions.

Attention members!
When you visit Home & Family Finance's website, be sure to use the site's search engine feature to find a wealth of useful articles on almost any financial subject!

Googolplex

Are you 18 years old or younger? Take a look at the Googolplex website. Whether it is games and stories you’re after, or information about how to afford college or buy a car – Googolplex is the premier site for youth financial education.

Fraud Prevention

Learn how to protect yourself rom the latest fraud attempts.

Videos

View our selection of credit union-related videos.

Credit & Debt

Free Credit Reports

Order a free credit report from all three national credit reporting agencies.

Budget Blueprint

This easy-to-use budget work sheet will help you see where your money is going and will help you adjust your spending where needed.

Should I Pay Off Debt or Save?

Debt to Income Ratio

 

Investing

Diversified Wealth Management

See what Shirley Evans can do for you and your money!

 

 

LSS Financial Counseling Service

Confidential experts with the financial counseling answers we all can use.

 

Financial Calculators

Use our financial calculators to help make the right financial decisions.