Richfield Bloomington Credit Union
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Life Events

Making financial decisions throughout the important milestones in your life can be quite challenging. That's why RBCU offers you this helpful guide to our wide selection of products and services designed to assist you throughout every major financial decision of your life:

  1. Purchasing a Vehicle
  2. Graduating from High School
  3. Planning for College
  4. Graduating from College
  5. Planning for your Financial Future
  6. Getting Married
  7. Buying a Home
  8. Having a Baby
  9. Planning for Retirement




Purchasing a Vehicle

Whether you're a first-time buyer or third-time buyer looking for a pre-owned or new vehicle, we can help you find it and finance it.

We can help you:

Find It — We can help you find your dream car. As a member, you can take advantage of our partner auto-buying service, AutoStop, that will simplify your car shopping experience. Save time and money the next time you are interested in purchasing a vehicle. Learn more...

Finance it — We offer a wide variety of terms at competitive rates on new and used autos, vans, and trucks. Before stepping onto the car lot, apply for a loan to get pre-approved first!
Learn more...


Graduating from High School
Whether it's getting prepared for college or the workplace, we can help!

Let us help you get financially prepared for your future. As you prepare for college and/or the workplace, we have several products and services that may help you:

Buy a Car
We can help you find and fund your vehicle.


Planning for College
We can help you determine ways to save for your child's education.

Educational Loans
RBCU offers Federal Student Loan programs including Subsidized and Unsubsidized Stafford Student Loans, and Parent Loans for Undergraduate Students (PLUS Loans). To see if you qualify, visit the financial aid office of your school. Once you receive notification that you qualify for any of these programs, see RBCU to have your student loan processed quickly and efficiently.

Our investment services partner can also help you achieve your educational financial goals with a college


Graduating from College
Your future starts now! Let us help you navigate and set a course for your finances.

Buy a Car
We can help you find and fund your vehicle savings plan.


Getting Married
Let us help you determine your financial status, change your name, and add your new spouse onto your account! Getting married is an important milestone, and it's also a good time to re-evaluate certain financial issues to ensure that they continue to meet the changes in your life.

Some common issues to consider are:

Financial Planning
Our investment services partner, can help you achieve your financial goals through stocks, bonds, annuities, and a wide range of other investment services. Our investment partner program is a financial management service designed to help you organize your financial affairs and prepare for your future.

Make the most of wedding gifts
Receiving cash instead of gifts and presents is becoming common practice at many bridal showers, engagement parties, and wedding receptions. We can help you find the best way to maximize your funds, whether you’re looking for a new savings account for future purchases or to finance your first home.

Establishing your new name on your RBCU Accounts
Simply visit one of our branches with your updated Minnesota ID, Drivers License, or your marriage certificate and fill out a new account application. We will update your information quickly and efficiently to ensure your new name is in effect when you need it.

Adding a new owner to your account?
To add a spouse to your account, simply visit one of our branches with your new co-owner. Present current picture IDs and fill out an application.

Check re-orders to include your spouse?
Click here to re-order checks to include your spouse's name.

Address change?
Click here to for our Change of Address form.

Debt consolidation
Consolidate you and your spouse's debt and save with our competitive loan rates! We offer Personal Loans and to help you do just that.

Should I Pay Off Debt or Save? | Debt to Income Ratio


Buying a Home
RBCU can help you with all your home-buying needs.

Buying a home is perhaps one of the biggest financial decisions you'll ever make. We understand that real estate financing is a critical part of your financial plan, and we're here to help with our many Real Estate Loans. Whether you're buying a first home, refinancing an existing mortgage, or considering a second or vacation home, we can meet your needs with a wide variety of home loan solutions.

For rates and terms, and to apply for a real estate loan, please contact our Real Estate Department.

Educational Resources

Financial Calculators
What Will My Monthly Mortgage Payment Be?
Do I want a Fixed or Adjustable Rate Mortgage?

Planning for your Financial Future
Let us help you achieve your financial goals.

Money Guide
- Smart Saving and Spending
- Dollarwise Checking
- Smart Borrowing
- Insurance Basics
- Investing for Your Future

Budget Blueprint
This easy-to-use budget work sheet will help you see where your money is going and will help you adjust your spending where needed.

Free Credit Reports
Order a free credit report from all three national credit reporting agencies.

Investing
Our partner, Diversified Wealth Management, offers an extensive array of financial products and services:

  • Comprehensive Financial Planning
  • Retirement Planning
  • Estate Planning
  • Investment Planning (Asset Allocation)
  • Cash Management
  • Budget Analysis
  • Insurance and Risk Management
  • Education Funding

Having a Baby
We can help you plan today for your child's future.

Raising a child involves many rewards and a lifetime of responsibilities. Among those responsibilities is the financial one, the cost of raising a child. Richfield Bloomington Credit Union has products and services in place that can help you.

Some common issues to consider are:

Need Additional Funds?
Need some extra funds to prepare for the arrival of your baby? How about an RBCU Personal Loan.

Saving for college?
Browse our savings and deposit accounts.

For more information and assistance, click here.


Planning for Retirement
We can help to ensure your retirement years are secure and comfortable.

You can never start too early to plan for your retirement. And it's never to early to ask one of life's big questions: Will you have enough money set aside to be financially secure in your retirement years?

For your retirement planning needs we offer:

IRA Accounts
The tax advantages of an IRA Savings or Certificate account can be a tremendous help in your goal to achieve financial security.

Educational Resources
Below are just a few of our educational resources available free to our members. Simply click and learn!

Investing

Once again, our partner, Diversified Wealth Management, stands ready to help you understand and utilize an extensive array of financial products and services to help you plan for all of your life's needs and goals. These include:

 
  • Comprehensive Financial Planning
  • Retirement Planning
  • Estate Planning
  • Investment Planning (Asset Allocation)
  • Cash Management
  • Budget Analysis
  • Insurance and Risk Management
  • Education Funding

 


Member Resources
Home & Family Finance
Financial Calculators
Free Credit Reports
Diversified Wealth Management
AutoStop Vehicle Purchasing
Googolplex for Students

Member Resources
Home Center
Auto Center
Security Center


 

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