Checking Accounts

  • Checking
  • Debit Card
  • Overdraft Protection

Personal Share Draft Checking Account

checkbookUnlike other financial institutions, RBCU simplifies your life by combining every checking benefit we could think of into a single account that we offer to all of our members.

This account requires an initial $25 deposit to open. You won’t find ALL of the following checking account benefits anywhere else.

Take a look and you’ll agree ... RBCU checking is BETTER THAN FREE!

Checking Features

  • ATM access at hundreds of local and national ATM machines
  • FREE Debit Card with your account
  • FREE 24/7 online account access
  • FREE Digital check images online on all personal accounts
  • FREE Bill Payment service through online account access
  • FREE unlimited check writing
  • No minimum balance required (After the initial $25 opening deposit)
  • Earn dividends on days your balance is over $500, paid at month end

Open an Account
To open a checking account, please visit your nearest branch location. For more information, call us at 612.798.7100.


RBCU Debit Card

Make the check writing hassle rbcu debit carda thing of the past!

  • 24/7 account access
  • Accepted everywhere Visa debit is accepted
  • NO monthly charges
learn more   apply for a card

 Overdraft Protection

Savings Account Transfer 

Automatically transfers money from your Share Savings Account to cover overdrafts.


apply online