Membership Benefits

happy peopleMany compare RBCU membership to belonging to a large extended family. We must admit, we love hearing that. In fact, when you’re a part of the RBCU family, we’ll do everything possible to help you reach your financial goals. We provide you with the latest in convenient technology at little or no cost.

RBCU Website

Obviously, you already know how to visit us online. Please take a few moments to look around. You’ll find a complete listing of all RBCU’s available products and services, as well as online account access, useful financial calculators, informational links to our automotive and financial planning partners, a youth financial site with fun games and articles, a list of all surcharge free ATMs in the nation, and even our latest member newsletter. You can check on your Visa account information, order checks, and look at the rates currently offered for savings and loan accounts. With so much to offer all in one place, your days of fruitlessly searching the Internet for financial answers are over!


RBCU Online Banking

You probably noticed the Online Banking login button on our home page. This is a secure and completely free online account access provided to all members. All that is required is that you enroll online, and then you, like many of our members, could choose to complete nearly 100% of your financial business via your home or work computer. This is especially true if you have your paychecks directly deposited into your account(s), and you’ve located a few of the hundreds of conveniently located and completely surcharge free ATMs that RBCU’s partnered network provides.

With RBCU online account access, you are able to:

  • Check Your Account Balances.
  • View Account(s) Transaction & History.
  • Transfer Funds (between your RBCU accounts or to other financial institutions).
  • Apply for Loans; make payments on RBCU loans.
  • Apply for New Accounts.
  • Request a Withdrawal (check mailed to you).
  • Download Account Info (Quicken®, Quickbooks®, or to an Excel® file).
  • Pay Your Bills for Free.
  • View Months of online Account Statements with Free eStatements.
  • Stop Payments.
  • View Images of your Cleared Checks

Sign up for RBCU Online Banking and begin enjoying the speed and convenience of online account access right away!

sign up for online banking


More Benefits

No-Surcharge ATMs

In addition to the drive-up ATMs in the 77th Street (Richfield) and Lyndale Avenue (Bloomington) branch office parking lots, you have access to dozens of no surcharge ATMs in the Minneapolis metro area and hundreds more nationwide. Check for locations online.

24-Hour Phone Banking Access

Use our free automated phone system to transfer funds, check balances, see if a check has cleared or make a loan payment. Call 612.798.7111. Call your nearest RBCU office to acquire a Personal Identification Number (PIN).

 

Travelers Cheques

American Express Travelers Cheques are accepted worldwide and may be replaced if lost or stolen. RBCU carries traditional cheques and "Cheques for Two," the travelers cheque that both of you can use.

Drive-Up Services

RBCU's drive-up tellers provide you with friendly and personal service at all three of our branch locations. Make deposits, withdrawals, cash checks, or make payments on a loan.

 

Notary Public Services

Have your signature notarized on important documents free of charge by a Notary Public staff member.

Wire Transfers

Money may be wired to or from your RBCU account to or from virtually any financial institution in the world.

 

Night Depository Services

The secure deposit option for after office hours. Night depositories are located at all three branch locations. All accept bag and letter deposits 24-hours a day.

Cashier’s Checks

Credit union cashier’s checks are available when official checks are needed for purchases and payments.

 

Deposit Insurance

The National Credit Union Administration (NCUA), an agency of the United States government, insures all credit union deposit accounts, up to $250,000 per member. Each member’s Individual Retirement Account (IRA) is additionally insured for up to $250,000.

Reconciliation Services

Having trouble getting your account to balance? We can help you reconcile your current month’s statement at no charge. There may be a fee for researching and/or reconciling a previous month’s checking statement, plus photocopy charges, if required.


Safe Deposit Boxes

Protect your valuables and vital documents from theft and mishap. Lock them safely away in a safe deposit box in either our 77th Street or Lyndale Avenue branch vaults. Prices vary by box size and can be found listed on our fee schedule. Safe Deposit boxes are leased for one-year periods and leases are automatically renewable.

Safe Deposit Box Hours
Monday – Friday 9:00 AM - 5:00 PM
Saturday 9:00 AM - 12:00 PM


Financial Answers

Let’s face it. Every one of us, regardless of age, income, or personal goals has at least a few questions about money. As much as we might want it, no single source has all the answers to all of your questions. That’s why RBCU has provided our members with an online source of financial articles and calculators. It is an ever-growing collection of informational articles, links to approved websites, and food for thought on every financially related subject for every age.

Sometimes people are embarrassed to admit they don’t know something and asking questions about money can be the hardest for some. Other times, the people we ask just don’t have the answers we’re looking for. If this sounds like your situation . . . relax!
You’ve come to the right place.

What’s YOUR question?

Are you 18 years old or younger? Then take a look at the Googolplex website. The site splits into 3 different age related  categories. Pick the one for you. Whether it is games and stories you’re after, or information about how to afford college or buy a  car – Googolplex is the premier site for youth financial  education.

Over 18 and ready to admit you don’t know it all?

Congratulations! If you are reading this, it means you are interested in gaining financial knowledge – knowledge that studies show a surprising number of Americans never learn. We know there’s so much information out there that it can seem overwhelming. Along with a partner website, Home & Family Finance, we’ve tried to be as clear as possible in presenting you with the tools necessary for understanding:


LSS Financial Counseling Services

 

LSS logo

Sometimes what you really need is some confidential financial counseling from the experts. Through a special partnership, all RBCU members are now entitled to six (6) FREE financial counseling sessions with LSS Financial Counseling Services per year. Budget counseling, Credit report review, and Housing counseling are all available services. Don't wait to get answers to your most pressing financial questions!


Greg Bowar with Diversified Wealth Management, LLC

Greg Bowar of Diversified Wealth Management, LLC, focuses on individuals and small business owners who want to develop a long-term relationship with a trusted advisor who can assist them with a wide array of financial issues.

Learn More