Current Rates
Loan Rates
Loan rates effective 4/1/18 and subject to change.
APR = Annual Percentage Rate
| Loan Type |
APR as low as
|
|---|---|
|
|
|
| Automobile (Years 2013-2018) |
2.29%*
|
|
|
|
| Recreational Vehicles (Years 2013-2018) |
3.29%*
|
| Personal Loan |
9.99%*
|
| Share Secured Loan |
3.50%*
|
| Certificate Secured Loan |
2.5%*
Above Rate on Certificate Used as Collateral |
| SafetyLine (Overdraft Protection) |
15.00%*
|
| RBCU Platinum Visa Card | |
| RBCU Classic Visa Card | |
| Mortgage Loans |
Visit the RBCU Mortgage Center
|
* APR is Annual Percentage Rate. Rate assumes Auto Pay(1) and is based on credit qualifications, term, and age of collateral. Rate subject to change.
Notes: (1) AutoPay takes your payment from an RBCU account or from your payroll at qualifying employers.
| Business Loans | APR* |
|---|---|
| RBCU offers Business Loans tailored to meet your specific needs! Loans are available for Equipment, Vehicles, Building Acquisitions, or Working Capital. |
Contact RBCU's Call Center at 612.798.7100 or Toll Free at 800.967.7228 for more information.
|
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Savings & Deposit Rates
Saving rates effective 4/1/2018 and subject to change.
APY = Annual Percentage Yield
| Savings Accounts1 | Dividend Rate2 |
APY
|
Minimum Daily Balance to Earn Stated APY | Minimum Opening Deposit |
|---|---|---|---|---|
| Regular Share |
0.05%
|
0.05%
|
No minimum
|
$1.00 |
| Membership Share | 0.05% | 0.05% | No minimum | $25.00 |
| IRA Share | 0.10% | 0.10% | No minimum | N/A |
| Money Market (Below $5,000) |
0.05% | 0.05% | No minimum | $5,000 |
| Money Market ($5,000 - $24,999) |
0.10% | 0.10% | $5,000 | $5,000 |
| Money Market (Above $25,000) |
0.15% | 0.15% | $5,000 | $5,000 |
-
Checking Accounts1 Dividend Rate2 APYMinimum
Daily Balance
to Earn Stated APYMinimum
Opening
DepositPersonal Checking 0.01% 0.01% $500 $25.00 Business Checking 0.01% 0.01% $2,500 $100.00
* The 6 to 11 month term is not available for IRA Certificates.Share & IRA Certificates3 Minimum Balance Interest Rate APY6 to 11 Months* $500 0.10% 0.10% 12 to 23 Months $500 0.20% 0.20% 24 to 35 Months $500 0.30% 0.30% 36 to 47 Months $500 0.80% 0.80% 48 to 59 Months $500 1.00% 1.00% 60 to 84 Months $500 1.25% 1.25% 6 to 11 Months* $10,000 0.12% 0.12% 12 to 23 Months $10,000 0.22% 0.22% 24 to 35 Months $10,000 0.32% 0.32% 36 to 47 Months $10,000 0.82% 0.82% 48 to 59 Months $10,000 1.02% 1.02% 60 to 84 Months $10,000 1.27% 1.27% 6 to 11 Months* $25,000 0.15% 0.15% 12 to 23 Months $25,000 0.25% 0.25% 24 to 35 Months $25,000 0.35% 0.35% 36 to 47 Months $25,000 0.90% 0.90% 48 to 59 Months $25,000 1.10% 1.10% 60 to 84 Months $25,000 1.35% 1.35%
1 = Fees could reduce earnings.
2 = Rate may change after account is opened.
3 = A penalty may be imposed for early withdrawal.
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