Member Resources

Financial Education Starts Here

From getting your first car to buying a home, RBCU offers you the financial education resources you need to make the wisest decisions. Whether you're a student learning sound money skills, or an adult trying to get out of debt or investing for the future, you'll find a host of valuable educational resources below.

  • Auto Center
  • Home Center
  • Education Center
  • Investing
  • Financial Counseling
  • Calculators

red carAuto Center

Whether it's a car loan or auto loan refinancing, we are here to help. We even work with members experiencing credit difficulties to help determine what steps are needed to qualify for auto financing.

Auto Loans

With some of the best interest rates and terms for new and used vehicles, RBCU's Lending Department stands ready to tailor an auto loan to meet your needs.

Click here to view inventory of our partnering dealerships.

  • New and Used Car Loans
  • Boats & RVs
  • Motorcycles, Snowmobiles, and Recreation Loans

LEARN MORE apply online current rates


Enterprise Used Car Sales

enterprise logoRBCU has partnered with Enterprise Car Sales to offer members a trusted source of used vehicles at great deals.

Enterprise offers a wide variety of both foreign and domestic vehicles with more than 120 makes and models to choose from. Whether you are looking for a used car, truck, van or SUV, chances are – they have it. Enterprise hand-selects vehicles from their inventory of over 1,000,000, so you have access to the best vehicles at the best value.

To make sure each car meets only the highest standards, Enterprise sends every vehicle through a rigorous 109-point vehicle certification process performed by an independent ASE-Certified technician. Only after a vehicle has been certified, is it offered to you.

Enterprise Car Sales offers a 7-day/1,000 mile repurchase agreement*. If you are not completely satisfied with your purchase, you can return the vehicle, no questions asked! In addition, each car comes with a 12-month/12,000 mile limited powertrain warranty* and a 12-month unlimited mileage, roadside assistance program**.

When you’re ready to purchase your next used vehicle, visit an RBCU branch, apply online, or call 612.798.7100 to get pre-approved. Then visit cuautodeals.com to see the great deals available on select used vehicles 

*Restrictions apply.  For details, see an Enterprise Car Sales Manager.
**Enterprise 12-Month Unlimited Mileage Roadside Assistance Package is provided by the American Automobile Association (AAA) and its affiliated clubs in the United States and Canada.


Guaranteed Asset Protection (GAP)

If your new or used automobile is stolen or involved in a major accident, most insurance policies only cover the current value of your vehicle. Because the value of automobiles declines rapidly during the first few years of ownership (in fact, most cars depreciate by thousands of dollars as soon as they are purchased), your loan or lease balance could be substantially higher than the value of your vehicle. In fact, this “gap” between your automobile’s value and the amount you still owe can be thousands of dollars.

Protect your new or used vehicle investment with Guaranteed Asset Protection (GAP). GAP protects you from substantial loss by picking up the difference between what the insurance company settles for and the amount that you still owe on the loan. Contact one of our Member Service Representatives to learn more about how to add GAP to your vehicle today.


Extended Vehicle Warranty

Route 66 Warranty has a complete line of coverage designed to keep your vehicle on the road. Even the most reliable vehicle can develop a mechanical problem. That's why so many people depend on Route 66 Warranty. No matter where you travel in the United States, Route 66 Warranty protects you against major mechanical expenses and there is NO DEDUCTIBLE on covered parts and labor. All of the plans come with Rental Car Allowance and 24/7 Emergency Roadside Service.

There are varying levels of protection available but at a minimum, each includes:

  • Towing
  • Flat Tire Assistance
  • Battery Jump Starting
  • Lock-out Service
  • Safe and Secure Package
  • Minor Adjustments

Discover how RBCU can help get you an Extended Vehicle Warranty.

Call RBCU at 612.798.7100 or stop by our offices to talk to us about getting this extended level of protection for your vehicle.

You can also contact Route 66 Warranty directly at 800.808.0828 or email their customer service at claims@route66warranty.com.

 


Used Vehicle History Reports

CARFAX Vehicle History Reports find potential problems before you buy. CARFAX uses your vehicle's VIN number to search its nationwide database; provides a detailed report in seconds.

visit website


NADA.com

Want to get pricing information on new cars, used cars, classic cars, motorcycles, boats, RVs, and manufactured homes? Then check out NADA.com!

visit website

 

red houseHome Center

RBCU offers you a variety of home financing resources.

Real Estate Loans

RBCU offers competitive loan rates and terms on the following products. Let RBCU's Lending Department tailor your loan to meet your needs.

  • Home Equity Loans
  • First Mortgages
  • Home Equity Line of Credit/Second Mortgages
  • Home Improvement Loans

LEARN MORE APPLY ONLINE CURRENT RATES


Financial Calculators

Our real estate financial calculators can help you determine how large a mortgage you can afford and the size and structure of your monthly payments.

calculators

 


Mortgage Center

Consult with an RBCU mortgage specialist or fill out an application by visiting our online Mortgage Center! You can also obtain more information regarding mortgage loan options, view current interest rates, use mortgage related calculators, and more.

visit mortgage center

 


Home Matters

money and house on see sawThere are times in life when we struggle to meet our financial obligations. Losing a job, divorce, a death, or a serious illness in the family can all be reasons that lead to financial hardship. This hardship, regardless of what caused it, can spiral out of control -- beginning with late and missed payments and ending with foreclosure of your home. Don't let that happen to you.

Learn More 

Financial Education

FRAUD PREVENTION

Learn how to protect yourself from the latest fraud attempts.

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VIDEOS

View a selection of credit union-related videos.

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Investing

New Advisor coming soon

 

LSS Financial Counseling Service

Confidential experts with the financial counseling answers we all can use.

LEARN MORE

Financial Calculators

Use our financial calculators to help make the right financial decisions.

CALCULATORS